Property & Liability Insurance

Life happens — protect what matters most. We help you find the right coverage for your home, car, and belongings so you can feel secure, prepared, and supported when the unexpected occurs.

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Types of Personal, Property & Liability Insurance

Personal Property protection can cover your home, auto, rental, boat, and more. Additional liability will also protect your if you're found legally responsible for accident or injury to others.

Property

Home

Package policy combining personal property with personal liability coverage. Coverage applicable to the dwelling, appurtenant structures, unscheduled personal property and additional living expense are typical. Likely want to buy enough coverage to cover estimated cost to repair or rebuild. It is important to study the numbers and ensure you understand what is covered.

House with dark metal roof, wood siding, and awning over a porch. A brick path leads to the entrance.

Renters

Liability coverage for your possessions. Typically covers your contents, whether your rental home is burglarized, or the items are stolen from your auto or while you are traveling. Financial protection against covered liability claims and lawsuits brought by others for accidental bodily injury or damage to their property.

Apartment building with alternating sections of black and orange brick, balconies with white railings.

Farm & Ranch

As the owner and operator of an independent farm or ranch, you’ve made a number of investments into your agribusiness. Protect those investments with a policy designed for you.

Golden sunrise over red barns and green field.

Umbrella

The main purpose of your umbrella policy is to protect your assets from an unforeseen event such as a tragic accident in which you are held responsible for damages or bodily injuries. Provides a broader form of coverage and can help cover legal fees, false arrest, libel and slander.

Vehicles

Auto

Foundation of all car insurance policies is the personal liability. This is what protects you when you injure someone in a car accident and / or damage their car or property. Comprehensive and collision can help repair damage to your car or replace it altogether. Our agency is a subject matter expert who can help with the policy features is our goal.

Blue and white classic Buick car parked on asphalt, sunny day.

Motorcycle & ATV

Get reliable protection for 2 or 4 wheeled toys: motorcycle, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds. ATV insurance can protect your finances in the event of loss, damage, an accident, injury or theft of your vehicle. Here are some details:

Liability coverage
Collision coverage
Comprehensive coverage.
Uninsured/underinsured motorist coverage.

Red motorcycle parked on a road, with greenery in the background.

Recreational Vehicle (RV)

RVs include a wide range of motorhomes, from popup campers, fifth wheels to bus conversions. Insurance will depend on the class of your vehicle and how often its used. Additional protection for your personal belongings, equipment and attached accessories such as awnings and satellite dishes. These policies are meant to cover expenses that are specific to RV’s as the standard auto policy does not provide the full scope of these specialized policies.

RVs parked near palm trees under a blue sky with fluffy clouds.

Boat & Watercraft

Love that boat? Then make sure your Boat / Watercraft policy provides combined solutions that bridge your craft with the Property damage to a dock or another craft. Add on riders for the trailer, accessories, and for towing and damage caused by an uninsured boater. Protect your recreational vehicle investment with the proper coverage. Personal watercraft policy covers:

Bodily injury
Property damage
Guest passenger liability
Medical payments
Theft

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